Georgia is considered to be a developing nation. The developmental stage of a nation is determined by a number of factors including, but not limited to, economic prosperity, life expectancy, income equality, and quality of life. As a developing nation, Georgia may not be able to offer consistent social services to its citizens. These social services may include things like public education, reliable healthcare, and law enforcement. Citizens of developing nations may have lower life expectancies than citizens of developed nations. Each year, Georgia exports around $2.62 billion and imports roughly $7.06 billion. 11.5% of population in the country are unemployed. The total number of unemployed people in Georgia is 449,320. In Georgia, 16% of the population lives below the poverty line. The percentage of citizens living below the poverty line in Georgia is fairly high, but is not reason for complete concern with regard to investments. Potential financial backers should look at other economic markers, including GDP, urbanization rate, and strength of currency, before making any decisions regarding investments. Government expenditure on education is 3.2% of GDP. The Gini Index of the country is 46. Georgia is experiencing poor equality. The gap between the richest and poorest citizens in this country is quite noticeable. Georgia has a Human Development Index (HDI) of 0.744. Georgia has an upper medium HDI score. This indicates that the majority of citizens will be able to attain a desirable life, though some citizens will not be able to achieve high living standards. The Global Peace Index (GPI) for Georgia is 1.973. Due to strong law enforcement presence and high social responsibility, Georgia is very safe by international standards. The strength of legal rights index for Georgia is 9. Overall, it is considered to be rather strong - bancrupcy and collateral laws are able to protect the rights of borrowers and lenders quite well; credit information is abundant and easily accessible.

Currency
The currency of Georgia is Georgian lari. There are several plural forms of the name 'Georgian lari'. These are lari, laris. The symbol used for this currency is ლ, and it is abbreviated as GEL. The Georgian lari is divided into Tetri; there are 100 in one lari.

Credit rating
The depth of credit information index for Georgia is 8, which means that information is mostly sufficient and quite detailed; accessibility is not a problem. According to the S&P credit-rating agency, Georgia has a credit rating score of BB-, and the prospects of this rating are stable. According to the Fitch credit-rating agency, Georgia has a credit rating score of B+, and the prospects of this rating are positive. According to the Moody's credit-rating agency, Georgia has a credit rating score of Ba3, and the prospects of this rating are stable.

Central bank
In Georgia, the institution that manages the state's currency, money supply, and interest rates is called National Bank of Georgia. Locally, the central bank of Georgia is called საქართველოს ეროვნული ბანკი. The average deposit interest rate offered by local banks in Georgia is 8.4%.